Retirement planning - Making the most of your 401k, employer-sponsored retirement plans, and IRA's. Determining how much you need to retire comfortably. Managing assets before and during retirement.
Tax Management - Looking for ways to help reduce your current and future tax burden. Referring you to a qualified tax specialist.
Income Planning - Transitioning from the accumulation phase of your retirement plan to the distribution phase. Reviewing the income sources which include Social Security, personal assets, IRA pension, Roth IRA, and 401k distributions. Making decisions with you as to the proper source of income at different times throughout your retirement years.
Estate Planning - Reviewing your wills and trusts. Help preserve your estate for your intended heirs. Helping with beneficiary designations. Reducing exposure to estate taxes and probate costs. Coordinating with your tax and legal advisors.
Risk Management - Reviewing existing insurance policies. Recommending policy changes when appropriate. Finding the best policy for your situation.
Education Funding - Recommending investment and accumulation strategies to help you pay for your children's education.
Investments *- Determining your assets allocation needs. Helping you understand your risk tolerance. Recommending the appropriate investment vehicles to help you reach and exceed your goals.
Neither Woodbury Financial Services, Inc., nor its registered representatives or employees, provide tax or legal advice. As with all matters of a tax or legal nature, you should consult with your tax or legal counsel for advice.